Hi Steve
Sorry to hear about your predicament. However, do not use the company that has contacted you. There have been scams where a company sells a holiday club, the client then finds out that it is not exactly what they thought they had bought. Then they get contacted by a company that is helping people to get their money back. However, they need money up front usually on a promise that they will get this back. They do n't , as these con artists are part of the same firm that sold the product in the first place. They just disappear. You may have to write it off to experience.